Make America Healthy Again!
STRONG COVERAGE, STRONGER GROUPS
REVOLUTIONIZING BENEFITS FOR WISER EMPLOYERS & HAPPIER EMPLOYEES
OUR 3 FOCUS AREAS FOR EMPLOYERS
RECRUIT
The benefits you are able to offer will leave competitors in the dust.
RETENTION
Avoiding costly turnover that can reach 2x employee's annual salary.
REVENUE
Adding health premium savings net revenue back to your bottom line
REVENUE EXAMPLE: Nxxxx
Are You Being Overcharged?
Companies with 50 or more employees must offer group health insurance. Employers are required to cover at least 50% of the employee's health insurance premium, though some choose to cover 100%. For companies with 100 or more employees, we can audit their current health insurance provisions. We compare apples to apples, matching coverage and networks to show where they are overpaying.
Employers often overpay by 20% to 40% on health insurance premiums. For a company with 150 employees, where annual health premiums might total $1.2M, we've seen overpayments of $250,000 to $300,000. Utilizing the Affordable Care Act, we could potentially save an additional $100,000 on FICA taxes, potentially adding $400,000 annually to the bottom line.
BIGGEST EXPENSES
FOR YOUR
EMPLOYEES
Housing
Average Annual Cost: Approx $25,436
Transportation
Average Annual Cost: Approx $12,295
Health Insurance
Average Annual Cost: Approx $25,572
BENEFITS PILLARS
NO COST FOR
CHILD DELIVERY
Completely covered under our plan.
BIGGER PAYCHECK
ON PAYDAY
Thanks to our cost-saving measures.
IMMEDIATE HEALTHCARE VIA
APP ON PHONE
IMMEDIATE ACCESS TO MENTAL HEALTH CARE
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If your employee's child is upset due to bullying, they will have immediate access to a Behavioral Health Professional at home, with no copay.
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For adult employees facing stress or temptation, a quick call to a professional can avert crises.
Imagine it's 2 AM and your employee's child has a high fever. In less than 60 seconds, mom or dad can speak to an ER doctor who will guide them through their options at no copay. They can even facilitate prescriptions or direct them to the nearest, least crowded ER or urgent care facility with their medical details already sent.
OUR COMMITMENT
Although this is a revolutionary way of presenting benefits to your employees, our parent company is 57 years old. Employees will feel comfy accessing the healthcare networks they already know and trust like Blue Cross and Cigna, etc.
THE THOMAS TOWERS ADVANTAGE
WHO SHOULD USE OUR SERVICES?
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Hospitals, Medical Groups
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Private Schools
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Small Universities
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Manufacturing
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Law Firms
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Engineering Firms
COMPARE APPLES TO APPLES
We'll empirically show you, benefits to benefits, how you are overpaying 10-20%
GET UP & RUNNING QUICKLY
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Plan can be underwritten in 24-48 hours
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Underwrite & Benchmark your plan in 24-48 hours
HR COMPLIANT
The Key to Long Term Success:
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FMLA
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COBRA
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ACA
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ERISA
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BENEFIT BOOKLET
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PCORI
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ERISA WRAP DOCS
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HSA, HRA, FSA ACCOUNTS
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SECTIONS 125
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HIPPA COMPLIANCE
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RETIREE BILLING
